Category: Alternative Lending

February 14, 2019

Alternative Lending and the Regulatory Environment

Alternative lending entered the financial landscape little before the disastrous subprime crisis of 2008. It all started with Zopa, a UK-based lender who introduced the concept of peer-to-peer lending to the world. Zopa was then followed by US-based LendingClub and Prosper Marketplace in the year[...]

August 16, 2018

Unsecured SME Loans – Reimagining digital journey

Recently, BCG has released a report on Digital lending in India and estimated the digital lending market to be $1 trillion over the next five years*. There is no doubt that more and more SME businesses are evolving in India and they are looking at[...]

July 27, 2018

How LendFoundry can help seize the $1Trillion opportunity for digital lenders

The acceleration of innovation is growing exponentially and as per a Boston Consulting Group Report, digital lending will grow 5X in next 5 years to hit $1Tn by 2023 – in India. The report further lays out a winning agenda for Industry applicable to both[...]

July 5, 2018

6 reasons why debt needs to be part of your finance portfolio

It is a very common sight to see companies whether on large scale or on a small scale to struggle with cash-flow problems. Some companies hesitate in taking debts considering it to be evil. The relationship between Debt and cash-flow can sometimes be a little[...]

June 21, 2018

How India Stack is Impacting Lending and Changing Digital Landscape

What is India Stack India stack provides digital infrastructure i.e. a set of APIs to link consumers (people of India) and producers (Indian government, start-ups, developers etc). As part of the Digital India initiative by the Indian government 'India Stack'strives to solve India’s hard problems[...]

May 24, 2018

Data Privacy and Digital Lending

  Lately, there have been 2 issues around the digital data privacy that have been doing rounds in the media – Facebook and Cambridge Analytica Indian Elections and Cambridge Analytica Superficially they look like they are disconnected since one is a social platform and second[...]